What happens when I sell my home?
https://www.flatheadelectric.com/faqs/what-happens-when-i-sell-my-home/
You will be required to pay off your FEC Loan in full. [...]
When does the Co-op pay out the rebate and loan to the Approved Installer?
https://www.flatheadelectric.com/faqs/when-does-fec-pay-out-the-rebate-and-loan-to-the-approved-installer/
After the project is completed and completion is approved by Flathead Electric Cooperative. [...]
Does the Co-op send the rebate and loan payment to me or the Approved Installer?
https://www.flatheadelectric.com/faqs/does-fec-send-the-rebate-and-loan-payment-to-me-or-the-approved-installer/
Flathead Electric Cooperative will make final payment to the Approved Installer.
If the project cost is larger than the total rebate and loan amount, the homeowner is responsible for paying the trade ally the remaining dollar amount. [...]
How long after the work is completed before the check is issued?
https://www.flatheadelectric.com/faqs/how-long-after-the-work-is-completed-before-the-check-is-issued/
This time varies depending on the length of time it takes the Approved Installer and owner to arrange for final inspection, if necessary, and provide all necessary documentation. Once FEC approves completion of the project the check will be issued [...]
Will the loan payment be included on my electric bill?
https://www.flatheadelectric.com/faqs/will-the-loan-payment-be-included-on-my-electric-bill/
Yes, loan payments will be included as a line item on your electric bill starting the first bill after issuance of the check to your Approved Installer. [...]
How long does it take to get loan approval?
https://www.flatheadelectric.com/faqs/how-long-does-it-take-to-get-loan-approval/
After Flathead Electric Co-op receives the completed application, loan approval takes up to one week. [...]
How does the Co-op determine approval and qualifying amounts for loans?
https://www.flatheadelectric.com/faqs/how-does-fec-determine-approval-and-qualifying-amounts-for-loans/
Flathead Electric Cooperative (FEC) uses a comprehensive decision matrix that takes into account the amount of the loan, your FEC Credit Rating, credit bureau scores, and the number of liens outstanding on the property.
Eligibility Criteria
The project qualifies for a [...]
How much can I borrow?
https://www.flatheadelectric.com/faqs/how-much-can-i-borrow/
The maximum loan amount is $10,000. If the owner(s) have more than one active loan, the combination of all residential loans is capped to $10,000. [...]
How do I apply for a loan?
https://www.flatheadelectric.com/faqs/how-do-i-apply-for-a-loan/
Submit a loan application with required documentation. [...]
What items qualify for loans from the Co-op?
https://www.flatheadelectric.com/faqs/what-items-qualify-for-loans-from-fec/
Residential insulation, windows, and heat pump upgrades may be eligible for loans. [...]