Online Account & Payment System Maintenance

Our online account and payment processing system will be down for regularly scheduled maintenance from 7 to 9 p.m. MST on Thursday, July 18. Members will not be able to access their online accounts or make pay-by-phone or online payments during this time. We apologize for any inconvenience.

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On-Bill Financing

Do I have to be the owner of the property?

Yes. FEC will only loan money to the property owner(s) of record, unless you are the legally designated agent for the homeowner (i.e. Trusts, Wills, and Power of Attorney). In that case, you will be required to provide legal documentation to substantiate the designation.

Why must all owners and spouses sign the participation application and loan agreement?

Your Co-op's loan fund is a “fixed” pool of money. Because these loans are low-interest, each time there is loss due to default, bankruptcy, or foreclosure, that “fixed” pool is reduced by that amount.

As listed owner of a property, you have an interest in that property. Your Co-op requires all persons who have an interest in the property to sign the participation application and loan agreement for the following reasons:

  1. to ensure that all property owners are informed;
  2. to ensure that the obligation will be paid if anything happens to the primary applicant
  3. to ensure continued viability of the loan pool.