FEC values residential energy
efficiency. As part of this commitment we offer low interest fixed rate loans
to aid our members in achieving higher energy efficiency in their homes. In
order to be eligible for a loan the insulation, window, or heat pump project
must be eligible for a FEC rebate.
Instructions: All necessary paperwork
is located in the links above.
Review Eligibility Sheets or contact a Trade Ally for eligibility.
Read Terms and Conditions of Energy Fix Participation
Solicit bids from Trade Allies for proposed work, FEC recommends
obtaining 2-3 bids . Heat Pump
and Window Loans require minimum R38 attic insulation in the home.
Attics with less than R38 are required to upgrade if feasible.
Submit completed Energy Fix Loan Application with chosen bid(s)
to FEC. Window and Insulation bids must be on FEC Uniform Bid Sheet.
A FEC representative will contact Owner(s) within two weeks of
receiving completed paperwork with approval, denial, a request for
additional information, or request for inspection. Eligibility
The project qualifies for a rebate.
Owner(s) account is current. No past due balances or
outstanding payment arrangements.
Owner(s) FEC Credit Rating. Approval requires 9 points or
less within the last 12 months.
A financing authorization letter will be issued to Owner(s) once
the application is approved
Owner(s) shall execute an Energy Fix Loan Agreement (included
with financing authorization letter.)
FEC shall issue a letter to the Trade Ally authorizing
commencement of work.
Work is completed within three months of issuance of approval
letter according to FEC Energy Fix Program requirements.
Trade Ally submits all applicable documentation to FEC or
appropriate oversight company.
Check is mailed to Trade Ally(s) once the completed project is
approved by FEC.
Monthly loan payment becomes a line item cost on your next
**If you fill out a loan application it is NOT necessary to
fill out a rebate application for the same items.**
Additional Resources: Wondering what
the best strategies are to upgrade your home’s thermal envelope (the part that
keeps the cold out in the winter)? This is a list of code and building science
resources with schematics for more durable and healthier residential energy
Questions? Call 406-751-5291.
Submit all application and bids to:
2510 U.S. Highway 2 East
Kalispell, MT 59901